Enjoy the value of your digital assets with a SALT Blockchain Backed Loan™

Collateralizing your blockchain assets keeps you invested in the market while providing you with the cash you want today.

  • No loan origination fees
  • Leverage your Bitcoin, Ethereum, Litcoin, and Doge
  • Direct deposit into your bank account
  • No credit checks
  • Rapid loan approval
  • Terms from 3 to 36 months
  • Loans not subject to prepayment fees or penalties
  • APR rates vary from 5.99% to 26.25% dependent on jurisdictional T&C, and applicable state and federal laws and regulations
Apply for a Loan*Limitations and Restrictions apply. Loans subject to rate, amount, and jurisdictional terms and conditions.

Find a loan plan that works for you.

Explore our lending options to build your own Blockchain-Backed Loan™.

My Loan Plan*



Monthly Payment


Collateral Needed

Get Started

*Rates, payments and required collateral are an estimate only and should not be treated as a guarantee of loan approval or terms. For example, a one year $10,000 loan with a rate of 18.00% APR would have 12 scheduled monthly payments of $917. There is no down payment required. Sign up to access loan application process and explore advanced options.

Our Process


Sign up, verify your identity, and request your terms

Deposit Collateral

Our evidence-based custodial framework guided by the CryptoCurrency Security Standard (CCSS) stores your crypto safely and securely.

Get Cash

Upon application approval and confirmation of collateral receipt, receive ACH transfers to your bank account.

Start Now

Working to Serve You, Wherever That May Be

Individual & Business Lending

United States

  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • D.C.
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Missouri
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin
  • Wyoming
  • Bermuda
  • Brazil
  • Hong Kong
  • New Zealand
  • Puerto Rico
  • UAE
  • Vietnam
  • Switzerland

Business Lending

United States

  • Alabama
  • Idaho
  • Louisiana
  • Michigan
  • Mississippi
  • Montana
  • Vermont
  • Washington
  • West Virginia
  • United Kingdom

Sign up to learn about the specific terms available in your jurisdiction

Sign Up To See Terms

Get More Out of Your Digital Assets

Join thousands of other blockchain enthusiasts and find out how you can leverage your portfolio with a SALT Loan

Request A Call for Personalized Service

By submitting your contact information in the fields above you consent to being contacted by SALT by phone to discuss your interest in products and services offered by Salt Lending and SALT affiliates.

PO Box 8350
Denver, Colorado 80201-9998
SALT Phone Support M-F 9AM-6PM MST +1 720-575-2272
SALT Email Support 24H support@saltlending.com
Salt Master Fund II, LLC - NMLS 1711910
NMLS Consumer Access

This depiction is a summary of the processes for obtaining a loan and provided for illustrative purposes only. Terms and Conditions Apply. Loans are privately issued by affiliated direct lending vehicles. SALT Lending is a Platform and not a direct lender. All loans are subject to review, screening, suitability and approval, among other restrictions. Annual percentage rates (APRs) through SALT vary. Eligibility is not guaranteed and requires that a sufficient pool of liquidity is available to fulfill your request, other restrictions, requirements, screening, and conditions apply. Individual US citizen borrowers must be a permanent resident and at least 18 years old (or local age of majority). Valid bank account and social security number/FEIN are required. Refer to the Membership Agreement, Terms of Use, and the Subscriber Agreement for additional details and conditions. Borrowing against collateral entails risk and may not be appropriate for your needs. Salt Lending does not provide legal and/or tax advice. Please consult your advisor.

SALT Lending's loans are issued pursuant to private agreements. You should review the representations and warrantees described in the loan agreement. Not FDIC-insured; investments may lose value; no SALT or bank guarantee.

The use or access of the SALT Lending website or Platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of SALT Lending.

*Insurance policy covers or subsidizes against loss of collateral through possible cyber crimes, including hacks, thefts, or errors. Any incident will require thorough investigation before policy can be triggered. SALT takes your privacy seriously. Please see our Privacy Policy for more details.

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