Find a loan plan that works for you.

Explore our lending options to build your own Blockchain-Backed Loan™.

My Loan Plan***



Monthly Payment


Collateral Needed


SALT Needed


Additional Fees

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*The repayments on a personal loan of $10,000 with a loan to value of 50% repaying Principal & Interest over 12 months are $870 per month based on a fixed rate of 8% APR with no SALT staked. The total cost of credit is $438.

*There are no early repayment fees or penalties. There is a 5% liquidation fee to resolve missed payments or cure the LTV in your loan.

Loan Calculator does not constitute the offer, availability, or application for a loan. Loan options and terms selected may not be available in your jurisdiction, for your loan amount, and or collateral type. Loan Calculator assumes maximum use of "SALT Staking" and all other applicable promotions. Rates above may not be available without such promotions. Please see the portal for additional information on loans available in your area. SALT Loans are subject to jurisdictional limitations, Terms, Conditions, and other restrictions. SALT may not be able to offer a loan to all borrowers.

Competitive Rates and Flexible Terms

Collateralizing your cryptocurrency assets keeps you invested in the market while providing you with the cash you want today.

  • No loan origination fees
  • Direct deposit into your bank account
  • No credit checks
  • Rapid loan approval
  • Loans not subject to prepayment fees or penalties
  • APR rates vary from 5.99% to 15% dependent on jurisdictional Terms and Conditions, and applicable state and federal laws and regulations
Find Your Rate

Our Process


Sign up, verify your identity, and request your terms

Deposit Collateral

Our evidence-based custodial framework guided by the CryptoCurrency Security Standard (CCSS) stores your crypto safely and securely.

Get Cash

Upon application approval and confirmation of collateral receipt, receive wire transfers to your bank account.

Start Now

Working to Serve You, Wherever That May Be

Individual & Business Lending

United States

  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • D.C.
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maine
  • Maryland
  • Massachusetts
  • Missouri
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin
  • Wyoming
  • Bermuda
  • Brazil
  • Hong Kong
  • New Zealand
  • Puerto Rico
  • UAE
  • Vietnam
  • Switzerland

Business Lending

United States

  • Alabama
  • Idaho
  • Louisiana
  • Michigan
  • Mississippi
  • Montana
  • Vermont
  • Washington
  • West Virginia
  • United Kingdom
  • Australia

Sign up to learn about the specific terms available in your jurisdiction

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Get More Out of Your Digital Assets

Join thousands of other blockchain enthusiasts and find out how you can leverage your portfolio with a SALT Loan

Request A Call for Personalized Service

By submitting your contact information in the fields above you consent to being contacted by SALT by phone to discuss your interest in products and services offered by Salt Lending and SALT affiliates.

PO Box 8350
Denver, Colorado 80201-9998
SALT Phone Support M-F 9AM-6PM MST +1 720-575-2272
SALT Email Support 24H
Salt Master Fund II, LLC - NMLS 1711910
NMLS Consumer Access

This depiction is a summary of the processes for obtaining a loan and provided for illustrative purposes only. Terms and Conditions Apply. Loans are privately issued by affiliated direct lending vehicles. SALT Lending is a Platform and not a direct lender. All loans are subject to review, screening, suitability and approval, among other restrictions. Annual percentage rates (APRs) through SALT vary. Eligibility is not guaranteed and requires that a sufficient pool of liquidity is available to fulfill your request, other restrictions, requirements, screening, and conditions apply. Individual US citizen borrowers must be a permanent resident and at least 18 years old (or local age of majority). Valid bank account and social security number/FEIN are required. Refer to the Membership Agreement, Terms of Use, and the Subscriber Agreement for additional details and conditions. Borrowing against collateral entails risk and may not be appropriate for your needs. Salt Lending does not provide legal and/or tax advice. Please consult your advisor.

SALT Lending's loans are issued pursuant to private agreements. You should review the representations and warrantees described in the loan agreement. Not FDIC-insured; investments may lose value; no SALT or bank guarantee.

The use or access of the SALT Lending website or Platform does not guarantee the availability of any current and/or future offer, promotion, terms, loan, or return. Additional terms, conditions, requirements, suitability, and screenings, among other restrictions, may apply at the sole discretion of SALT Lending.

*Insurance policy covers or subsidizes against loss of collateral through possible cyber crimes, including hacks, thefts, or errors. Any incident will require thorough investigation before policy can be triggered. SALT takes your privacy seriously. Please see our Privacy Policy for more details.

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